Rates
| Account Type |
Minimum Dividend Balances |
Dividend Rates |
APY* |
| Regular Shares (Savings) |
$100 |
.25% |
.25% |
| Drafts/Checking |
$100 |
.10% |
.10% |
| IRA |
$100 |
.50% |
.50% |
| Escrow |
$100 |
.20% |
.20% |
| Holiday Club |
$100 |
.50% |
.50% |
- All rates effective as of January 12, 2012.
- All share account dividends are earned on the average daily balance (unless otherwise noted) and are posted and compounded monthly. All share account rates are Variable Rates (unless otherwise noted).
- *APY stands for Annual Percentage Yield. Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change monthly. Not responsible for typographical errors or omissions.
| Account Type |
Minimum Deposit Balances |
Stated Rate |
APY* |
| 6 Month |
$500 |
.75% |
.75% |
| 12 Month |
$500 |
1.00% |
1.00% |
| 11 Month |
$500 |
.85% |
.85% |
| 18 Month |
$500 |
1.10% |
1.11% |
| 24 Month |
$1,000 |
1.25% |
1.26% |
| 36 Month |
$1,000 |
1.50% |
1.51% |
| 48 Month |
$1,000 |
2.00% |
2.02% |
| 60 Month |
$10,000 |
2.25% |
2.27% |
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- All rates effective as of January 12, 2012, all rates are subject to change.
- All certificate dividends are earned on the actual certificate balance (unless otherwise noted) and are posted and compounded monthly. Penalties exist for early withdrawal.
- Ten days before maturity a notice will be sent for you to decide what action you want. Otherwise the certificate will be rolled for the same term with the new current rate.
- Member has the option to have dividends transferred to share account, or check mailed.
- *APY stands for Annual Percentage Yield. Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change. Not responsible for typographical errors or omissions.
| Loan Type |
Rate Type |
APR* |
Terms |
| Credit Card – Mastercard |
Fixed |
9.9%-13.9% |
APR - 9.9%-13.9%
Grace period for repayment of the balances for purchases - 25 days.
Method of computing balance - Average Daily Balance(including new purchases).
Minimum finance charge - none.
Transaction fee for purchases - none. No Annual Fee. |
| Signature |
Fixed |
As low as 4.00% |
If direct deposit or deducted thru payroll and other rewards |
| New & Used Vehicle |
Fixed |
As low as 3.00% |
If direct deposit or deducted thru payroll and other rewards |
| New & Used Recreational |
Fixed |
As low as 5.00% |
If directed or deducted thru payroll and other rewards |
|
Shares Secured |
Variable |
3% above share or certificate pledged. |
IRA's can't be pledged |
|
Revolving Line of Credit |
Fixed |
12.5% |
If direct deposit or deducted thru payroll. |
|
Overdraft Loan Protection |
Fixed |
As low as 13.5% |
Payment is 10% of balance monthly |
| Home Equity Line of Credit $10,000 to $250,000 |
Variable & Fixed |
Contact Credit Union for current rates |
10, 15 or 20 years. Rates change more frequently. Call for rates and rewards. |
| First Mortgage Loans |
We may assume a mortgage, if less than 20 years, 250k or less and if we have funds available. |
Contact Credit Union for current rates |
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- Effective January 1, 2012- all rates are subject to change.
- All loan rates are stated as annual percentage rates and are subject to change.
- * APR stands for Annual Percentage Rate
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